Over the last few years we have seen a growing trend of people moving to Puerto Rico from the mainland looking for warmer weather and lower taxes. A few years ago the Puerto Rico government implemented several tax incentive decrees collectively known as Act 20/22, to incentive investors, business leaders and successful entrepreneurs to move to the island with their families and generate economic activity. After being in effect for a few years, there are more than 1,000 individuals who are now Puerto Rico residents benefiting from the tax decrees.

It’s 11pm and you’re losing sleep over what-ifs. You feel fine, but there is that one thing that runs in your family. Or maybe you don’t feel fine. Was it the sushi? Or that bug that took down half the office last week? You start feeling worse and the thought of going to an ER crosses your mind. What should I do? If I go to the hospital, it is going to be a nightmare with several hours of waiting time.  That doesn't sound like a pleasant experience...